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More information:

Purchases of $99+:

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  • Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.

  • A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.

  • No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.

  • For New Accounts: Variable Purchase APR is 25.99%. The APR is accurate as of 9/1/2019 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.

  • Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.

  • Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.

No interest if paid in full in 6 months on purchases of $99 or more.

Purchases of $98.99 or less:

Buy now and pay over time with PayPal Credit when you spend $98.99 or less.

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  • If you pay your balance in full each month by the payment due date that is on your statement, you can avoid paying interest.

  • Or, make minimum monthly payments, or any additional amount of your choosing, until you’ve paid off your balance according to your standard account terms. Please note, interest charges may apply.

  • We’ll send you email reminders when your payments are due. You can also keep track of your account and view your statements online at any time.

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